Living Here · 11 guides
Moving to Colombia: Medellín and Bogotá
Cost of living, safety, renting first, and how the two cities compare.
Yes, Americans can move to Colombia and live here legally, but staying past a tourist visit takes a visa. At Colombia Desk, we help people settle in Medellín and Bogotá, from the visa appointment to the first lease.
Visitors from visa-exempt countries such as the United States can stay up to 90 days on an entry permit, extendable to 180 days in a calendar year. Anything longer needs a retirement, digital nomad, investor or other visa from Cancillería, the foreign ministry.
Most people moving to Colombia choose between Medellín and Bogotá first. Medellín sits at about 1,500 m with daily highs around 28 °C. Bogotá sits at about 2,600 m with highs around 19 °C, so it feels like a cool autumn most of the year.
Guides in this section
The Order a Move to Colombia Runs In
Moving to Colombia works best in five steps, because each one unlocks the next. The visa gets you the ID, and the ID opens the bank account and the health system.
- Pick the city. Medellín vs Bogotá compares the two on weather, cost, safety and work.
- Get the visa. The visas hub covers the retirement, digital nomad and property investor routes and their 2026 minimums.
- Register for a cédula de extranjería. Holders of visas longer than three months, other than visitor visas, apply to Migración Colombia within 15 calendar days. The 2026 fee is 294,000 Colombian pesos (COP).
- Open a bank account and register your phone. Bancolombia asks foreigners for a visa plus a passport or cédula, in person at a branch. A foreign phone with a Colombian SIM must have its International Mobile Equipment Identity (IMEI) number registered with the carrier, or the carrier blocks it.
- Rent before you buy. Long-term rentals in Medellín explains furnished versus unfurnished leases and what each costs.
The cédula deadline is the step people miss. Fifteen days passes fast while you are flat-hunting, so book the appointment in your first week.
Choosing Between Medellín and Bogotá
Start with Medellín vs Bogotá if you have not picked a city, because the city decides your rent, your weather and your commute.
Then read the city guide for the one you lean toward. Living in Medellín covers daily life in a metro area of nearly 4 million people with the only metro system in the two cities. Living in Bogotá covers a city of about 8 million, where the first metro line is due to open in March 2028 and buses carry the load until then.
What It Costs to Live Here
Rent sets most of a monthly budget in both cities. Numbeo put a one-bedroom in central Medellín at about COP 3.33 million a month in October 2026, against about COP 2.52 million in central Bogotá. A cheap restaurant meal costs around COP 25,000 to 26,000 in both.
Three guides break this down:
- Cost of living in Medellín gives monthly budgets for one person and a couple, renting or owning.
- Cost of living in Bogotá does the same for Bogotá and sets it against Medellín.
- Cost of living in Colombia compares other cities and names what pushes a budget up, such as the estrato surcharge on utilities.
Safety in Medellín and Bogotá
Both cities recorded about 13.9 homicides per 100,000 people in 2025. Medellín’s figure comes from the civic monitor Medellín Cómo Vamos, as reported by Telemedellín, and Bogotá’s from the Alcaldía de Bogotá, as reported by Blu Radio. On that measure, neither city is safer. The UK Foreign Office names the risks that reach foreigners: phone theft, drugging, dating-app robberies and express kidnappings by fake taxi drivers.
Is Medellín safe covers those risks in Medellín, including the 2024 US Embassy warning about dating apps. Is Bogotá safe covers the “paseo millonario” taxi robberies and which areas need care at night. In both cities, order taxis through an app and keep your phone out of sight on the street.
Retiring in Colombia
Retirees usually come on the pensionado visa, which needs a lifetime pension of at least three monthly minimum wages, COP 5,252,715 a month in 2026. Retiring in Colombia covers that visa and which city suits which budget. It also names the hospitals foreigners use, such as Hospital Pablo Tobón Uribe in Medellín, accredited by Joint Commission International since 2015.
Weighing the Move Before You Commit
Living in Colombia: pros and cons lists what is better and what is harder for an American, from the climate and costs to the paperwork and the language. Read it before you sign a lease or a promesa.
Our advice is to rent for three to six months before buying anything. A move to Colombia is easy to reverse while you rent and hard to reverse once you own. A few months on a street tells you whether it suits you.
That advice changes if you already know the exact building you want, because a rented month there teaches you little new.
If your plan is a short trip of a few weeks, start at the trips hub instead, which covers where to stay and what to plan for a visit.
Moving with Help on the Ground
The paperwork in the first month takes most movers longer than they expect: the cédula appointment, a bank that wants originals, a phone that gets blocked. Our relocation concierge handles those steps with you, along with the first rental and the neighborhood shortlist, so you arrive to a plan.
If you are moving to Colombia this year, start with Medellín vs Bogotá, then check which visa you qualify for in the visas hub.
Frequently asked questions
Can you live in Colombia as an American?
Yes. On a US passport you can stay up to 90 days, extendable to 180 days in a calendar year, without a visa. To live here longer you need a visa, most often the retirement (pensionado), digital nomad or property investor visa, all set out in Resolución 5477 de 2022. The visas hub compares them.
Is it safe for Americans to be in Colombia right now?
The country as a whole carries a Level 3, Reconsider Travel, rating in the US State Department advisory issued 31 March 2026. Medellín and Bogotá are not on its Level 4, Do Not Travel, list. The risks that affect foreigners most in the two cities are theft, drugging and dating-app robberies. Is Medellín safe and is Bogotá safe explain how to avoid them.
Is Medellín safer than Bogotá?
On homicide rates they were level in 2025, at about 13.9 per 100,000 people in each city, by the figures from Medellín Cómo Vamos and Bogotá’s city hall. The day-to-day risks differ more than the totals, such as express robberies in taxis in Bogotá. Medellín vs Bogotá compares safety alongside cost and weather.
How much money do you need to live in Colombia?
One person renting in a popular district needs about COP 4.7 million to 4.85 million a month in Medellín or Bogotá, and rent is the largest line. A one-bedroom apartment in central Medellín averaged about COP 3.33 million a month in October 2026 on Numbeo, against about COP 1.99 million outside the center. Cost of living in Colombia builds full monthly budgets city by city.
How far does USD 100 go in Colombia?
USD 100 is about COP 319,444 at the official rate for 10 to 13 October 2026. In Medellín it buys about 12 meals at an inexpensive restaurant, and in Bogotá it pays for about 90 bus rides at the COP 3,550 fare. Cost of living in Colombia prices a full month.
Do I need a cédula de extranjería to live in Colombia?
Yes, if your visa is longer than three months and is not a visitor (V) visa. You apply within 15 calendar days of arriving or of the visa being issued, and the fee in 2026 is COP 294,000. Banks and the health system ask for it.
Keep exploring
Sources
- Cancillería: Resolución 5477 de 2022 (visas)
- Migración Colombia: cédula de extranjería rules and fee (2026)
- Numbeo: cost of living in Medellín
- Numbeo: cost of living in Bogotá
- UK FCDO: Colombia safety and security
- Telemedellín: Medellín Cómo Vamos 2025 homicide rate
- Blu Radio: Bogotá 2025 security report
- Bancolombia: account requirements for foreigners
Colombia Desk publishes general information about buying property, living in and visiting Colombia. It is not legal, tax, immigration or financial advice. Rules, fees and minimum amounts change, and prices and exchange rates move. Confirm anything you will rely on with a Colombian lawyer, notary, accountant or the Ministry of Foreign Affairs before you sign or pay.